TheJoy Budget Join the waitlist
Budgeting, made social

A budget that makes room for joy.

The Joy Budget builds your plan from how you really spend, shares it with the people you live with, and turns saving into something you do together.

Join the waitlist See how it works

iPhone & Android Coming soon

9:41
October budget
You're on track
$1,284
left
GGroceries$412 / 560
FFun money$96 / 200
HHome$1,030 / 1,200
Budget adjusted
Dining ran high, so we moved $40 from Shopping.
Maya joined "Our flat"
Rent and utilities are now shared.
What's inside

One app for the money side of your life.

Plan it, share it, talk about it, and earn from it, without jumping between five different apps.

01 / SMART BUDGET

A budget that adjusts as you live.

Tell it what matters to you and it drafts a monthly plan. As real spending comes in, it learns your patterns and suggests small changes before you go over.

  • Drafts your first budget in minutes
  • Tracks every category as you spend
  • Suggests moves, you approve them
9:41
Smart budget
This month
Dining out$318
92% of $345 used
Shopping$120
40% of $300 used
Suggestion

You usually spend less on shopping this time of month. Move $40 to dining?

Not nowMove $40
02 / SHARED BUDGETS

Budget with the people you live with.

Invite a partner, family or roommates into one shared budget. Everyone sees the same numbers, adds expenses and knows who paid for what.

  • Invite collaborators with a link
  • Split bills evenly or your own way
  • Keep personal budgets private
9:41
Shared budget
Our flat
Spent together this month
$2,140 of $2,600
AMJ
3 members
ARent
$1,800split 3 ways
MGroceries
$264Maya paid
03 / SOCIAL FEED

Saving is easier with company.

Share wins, tips and goals in posts, reels and stories. Join budget challenges with friends and cheer each other on, sharing only what you choose.

  • Posts, reels and stories
  • Budget challenges with friends
  • You decide what anyone sees
9:41
Feed
J
JordanWeekly win
Paid off my card.
Next stop: trip fund.
CheerReply
No-spend weekendJoin the challenge

Sell what you make

Open a small shop inside the app. List products, take orders and watch your sales grow next to your budget.

Shop sales, this week+ new orders
$486
Hand-poured candle3 orders
$24

Smart reminders

Gentle nudges for bills that are due, categories that are running hot and goals that need a top-up.

Trip fund at 60%Nice pace, keep going.
Phone bill due Friday$65 from your main card.
Dining is at 90%Eight days left this month.

Cards and wallets

Connect your bank cards and digital wallets so spending lands in the right category on its own.

Savings
Wallet
Everyday card
•••• 4021
Privacy

Your money. Your rules.

A social app for money only works if you trust it. So the rules are simple.

Encrypted

Your financial data is encrypted, in storage and on the move.

Never sold

We don't sell your data. Not to advertisers, not to anyone.

You're in control

Decide what's shared, with whom, and change your mind any time.

Getting started

Up and running in three steps.

1

Connect

Link a bank card or digital wallet so spending flows in.

2

Plan

Get a budget drafted around your income, bills and goals.

3

Share

Invite your people, join a challenge and post your first win.

Read the full tutorial
Early access

Be first in line.

The app is on its way. Leave your email and we'll tell you the moment it opens.